With all of the ups and downs of today's market, we believe it is critically important to develop consolidated portfolios. For every dollar of performance we strive to achieve for our clients, we manage risk appropriately. Each individual's overall asset allocation must be reflective of their current situation, future goals, feelings about the market and family dynamics. Once an appropriate asset allocation is created, we establish a communication plan with each client for the next twelve months in advance. Ongoing communication with our clients is critically important in order to ensure ongoing customization of their wealth management plan. We invite you to learn more about joining us and begin formulating your unique wealth management plan.